Durango_colorado_insurance

Your Personal Insurance Guide

Insurance Resource Expert 970.385.4763

How can I help you? See the categories below : )

Call to set up a time. Office: 970.385.4763

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Health Insurance - Request a Quote - Guidance is needed.

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Open enrollment starts November 1st.

Small groups request a quote you might be suprised at how much I can lower your group premium.

Enroll Direct

Not getting a tax credit you can enroll direct.

Anthem Enroll
Rocky Mountain Health Plans
Select Health Enroll
Denver Health Elevate Enroll
Medical Cost Share Enroll

Alternative Healthcare

  • You choose your which doctor or hospital nationwide
  • Lower your monthly if you are not receiving a tax credit
  • Lower out of pocket for an event
  • Not major medical - This is a medical cost share plan
Medical Cost Share with MPowering Benefits
Application for Medical Cost Share

Do you live 6 months of the year outside the us?

Traveling for fun or longer durations I can help you with an IMG policy,

Travel Insurance

All Access - Health Insurance Quotes

2024 quotes will be available starting November 1st. I have placed a button below so you can figure out if you or your family would qualify for a credit.

I can you on and off the marketplace. Contact me and we can set a time start putting the pieces together.

Tax Credit Calculator

Direct Access

If you do not qualify for a credit I am happy to counsel you on what plans might be the best fit for you and your family.

Email me the two best times you have to spend 15 to 20 minutes reviewing your insurance needs.

Southwest Colorado

Anthem and RMHP Health Plans will have the most doctor coverage in Colorado in 2026.

Anthem Quotes
***Anthem Plan Descriptions
Anthem Doctor Search
Anthem RX Search

2026 Anthem Summary of benefits

Depending on where you live in Colorado your network will be either Pathway, Pathway Essentials or Mountain Enhanced. The Bronze and Gold plans are identical no matter what netowrk.

Anthem Pathway Bronze 6000
Anthem Pathway Bronze 10,300
Anthem Pathway Bronze 8300
Anthem Pathway Bronze 5650
AnthemMTNGold.2050.9600.pdf
AnthemBronzeOption.pdf
AnthemPathwayCatastrophic.pdf
RMHP Quote
RMHP Doctor Search 2026
RMHP Provider Behavioral Health

2026 RMHP Summary of Benefits

Depending on where you live in Colorado you will be in one of the following networks: Valley, Colorado Doctor's Plan, Monument Health and Monument One.

RMHP Bronze Option
RMHP Bronze Essential
RMHP Bronze HSA
Bronze Value 7000
Bronze Value 8000
RMHP Bronze Focus
RMHP Gold Option
RMHP Gold Value

RMHP Benefits at a Glance

RMHPBenefitsSnapShot.pdf

RMHP Plan Extra Details 2026

PY25_CO_Snapshot.pdf
PY2025_Benefit_Grids.pdf
PY25_Network_Maps_CO.pdf
Diabetic Supplies Option Plans
Diabetic Supplies Value Plans
0 Copay Medication List
RX List Updates
RMHP RX Lookup 2026
RMHP Claims & Billing
RMHP Policy Owner Resources
Drug Lists & Pharmacy

Pharmacy Benefits Diabetes

RXDiabetesBenefits.pdf

RX Pre-Authorization

RXPreauthorization.pdf
Denver Health - Elevate Health Plans
Denver Health - Providers Peak
Denver Health - Provider Lookup
Denver Health Pharmacy Look up
Denver Health RX Pharmacy

2026 Denver Health Summary of Benefits

Denver Health has the network Elevate in certain counties throughout Colorado.

Denver Health Bronze Option
Denver Health Bronze HDHP
Denver Health Gold Option

Northern Colorado Insurance Plans

Are all the companies you see here above and below.

Cigna Provider Search
Cigna Find a Doctor
Cigna RX

2026 Cigna Summary of Benefits

Cigna Connect Bronze Option 7500
Cigna Connect Flex Bronze Option 10,600
Cigna Connect Flex Bronze Option 7200
Cigna Connect Gold Option
Cigna Connect Flex Gold 1200
Cigna Connect Flex Gold 1800
Cigna Connect Flex Gold 2700
Cigna Connect Bronze HSA 6500
Kaiser Doctor Search
Kaiser Get Care
Kaiser Pay My Premium

2026 Kaiser Summary of Benefits

Kaiser has two networks on the marketplace. Kaiser - KP Colorado & KP Select

Kaiser KP Colorado Bronze Option
Kaiser Bronze 6500 HSA
Kaiser Bronze 6500
Kaiser Bronze 7500
Kaiser Bronze 8500
Kaiser Gold Option
Kaiser Gold 1500
Kaiser Gold 7500
Kaiser Gold 2000
Kaiser Gold 3400
Kaiser Gold 2050
Select Health

Select Health

Plan Grid 2026
Brochure
Select Health Doctor Search
Select Health RX

2026 Select Health Summary of Benefits

Select Health Value is the main network in Colorado.

Select Health Value Bronze Option
Select Health Value Bronze 6900
Select Health Value Bronze 8500
Select Health Value Option Gold 2050
Select Health Value Gold 0
Select Health Value Gold 1500
Select Health Value Gold 2200

The Famous Injury Rider

  • I have a couple of different injury riders and they do about the same thing.
  • The rider pays for your out of pocket on your main major medical health insurance plan.
  • Injury riders can also be stand alone.
WBA Injury Rider

WBA Benefits

ComprehensiveInjuryRider.pdf

You Can go to any Dentist

I offer group and individual dental plans. Request a quote.
 

Cigna Dental

Dental you can go to any dentist. Or stay in a network for greater discounts.

Cigna 1500
Cigna 3000
Delta Dental Insurance

Dental Description Details

BasicPlan.pdf
EnhancedPlan.pdf
PremiumPlan.pdf
ProgressivePlan.pdf
ClearPlan.pdf

Vision Insurance

DeltaVision200.pdf
DeltaVision150.pdf

Life Insurance Review Service

Life Insurance review service.

Learn what life insurance can do for you. Family is Important.

You may have a policy already in place. Did you know Life Insurance has dramatically changed in the last 5 years?

Request for me to either email you or help you fill out a one page form to see if I can add more benefit and lower your insurance premium.

Be amazed at how a new life insurance can help with an unexpect illness while your living or the death of a partner.

2026 Anthem Silver Summary of Benefits

Depending on where you live in Colorado you will see three networks: Pathway, Pathway Essentials and Mountain Enhanced.

Anthem Silver Option 100.950
Anthem Silver 0.1400
Anthem Silver 50.1000
Anthem Silver 50.1150
Anthem Silver 75.1150

2026 RMHP Silver Summary of Benefits

Depending on where you are located in Colorado there are four networks: Valley, Colorado's Doctor's, Monument Health and Monument One. The plans below are identical except the network.

RMHP Silver 100.2750
RMHP Silver 0.3000
RMHP Silver 50.3200
RMHP Silver 100.1375
RMHP Monument 100.1200
RMHPSilverOption73.2850.8000.pdf
RMHPSilverValue4000.7800.pdf

2026 Cigna Connect Silver Summary of Benefits

CignaSilverOption100.1375.pdf

Denver Health Silver Summary of Benefits

Denver Health Silver 100.1375

2026 Kaiser Silver Summary of Benefits

Kaiser has two networks.

Kaiser Silver Option 100.1375
Kaiser Silver 50.2500
Kaiser Silver 50.2550
Kaiser Silver 75.2550
Kaiser Silver 100.1375
Kaiser Silver 200.3350 HSA

Select Health

Select Health Silver Option 100.1375
Select Health Silver 0.3100
Select Health Silver 0.3150
Select Health Silver 0.3400

Medicare & Medicare Supplement Help

Do you have questions about Medicare?

Would you like help with the transition?

I can fill you in on all the details.

If your over 65 and would like to make sure your getting the best rate on your medicare supplement, I can do a price check.

2026 Anthem Silver Summary of Benefits

Anthem Silver Option
Anthem Silver 700.2900
Anthem Silver Option 800.2800
Anthem Silver Option 1000.2495
Anthem Silver Option 850.3100
Anthem Silver Option 900.2600

2026 RMHP Silver Summary of Benefits

RMHP Silver Option
RMHP Silver 1000.3400
RMHP Silver 800.3350
RMHP Silver 900.3350

2026 Denver Health Summary of Benefits

Elevate Denver Health

2026 Cigna Silver Summary of Benefits

Cigna Connect Silver Option 950.3350
Cigna Connect Silver 475.3000
Cigna Connect Silver 950.2900
Cigna Connect Silver 1000.2825
Cigna Connect Silver 1175.2845

2026 Select Health Summary of Benefits

Select Health Silver Option
Select Health Silver 100.3300
Select Health Silver 350.3150
Select Health Silver 425.3400

2026 Kaiser Silver Summary of Benefits

Kaiser Silver Option 950.3350
Kaiser Silver 275.3350
Kaiser Silver 500.2850
Kaiser Silver 900.3350
Kaiser Silver 1000.3250